Dental Insurance is different from Medical Insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits. Your dental benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.
An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment. Please let us know if you have questions about our financial policies or financing options prior to your treatment.
At NJ Smile Center, we believe that everyone deserves a beautiful, healthy smile, because of this, we offer a wide range of dental financing options to all our existing and new patients.
In addition to accepting all forms of payments, including cash and all credit cards, NJ Smile Center works with insurance companies in order to reduce each patients’ out-of-pocket expenses and help them achieve the spectacular smile of their dreams.
We also offer all NJ Smile Center patients the option of financing their smile makeover through CareCredit® and LendingClub®, with approved credit.
Click on these links to learn more or to apply for financing.
Investing in your smile and oral health doesn’t have to create a financial hardship. For services not covered by dental insurance, or for those without dental insurance, we have dental financing options available, some without interest fees for those who qualify.
Please let us know if you have questions about our financial policies prior to your treatment.
Kindly provide at least 48 hours notice for any appointment that needs to be rescheduled. Appointments cancelled in less than 24 hours may be subject to a cancellation charge.